Services Overview
It goes without saying that you play a crucial role in making the decisions that will determine whether you will achieve your financial dreams. That’s why it makes sense to have great clarity about the specific financial issues and concerns that are most important to you and the people you care about. Only then can you take steps designed to address them.
Fischer Financial Services delivers highly personalized and effective financial services for wealth management & financial planning, enterprise transition, as well as tax and insurance guidance. We engage a rigorous and proven initial 5-phase process to develop a comprehensive plan that employs all our services and expertise. To learn more about our methods, go to Our Approach.
Wealth Management Services
Your financial goals are uniquely your own – whether it’s growing your wealth, drawing a steady income, preserving your capital, minimizing taxes, or a combination of various factors. Our Wealth Management Program is designed for family businesses and high-net-worth individuals.
We focus on 5 main areas for optimizing your financial world to help you achieve your goals and live your dreams:
#1: Preserving Your Wealth
The goal with wealth preservation is to produce the best possible investment returns consistent with your time frame and tolerance for taking investment risk. Preserving wealth throughout one’s lifetime has become the single biggest financial issue that most of today’s affluent investors face. How sure are you that you have, or will eventually have, the wealth that is required to meet your needs, reach your various goals and live the life you want? We will work with you to understand your goals and help preserve the wealth you have accumulated.
#2: Enhancing Your Wealth
Minimizing the tax impact on your finances can dramatically enhance your wealth. We are experts in understanding the tax mitigation options for our clients and ensure they are a key part of any financial plan for you and your family.
#3: Transferring Your Wealth
Do you have a plan in place for passing your wealth on to family members, either now or down the road? If so, is it up to date and does it reflect current laws—as well as your family’s current and future needs, goals and level of wealth?
It is very easy to ignore this crucial concern because addressing it requires asking yourself uncomfortable questions, such as how you want your assets to be distributed at death and when your heirs will receive an inheritance. But failing to ensure that your wealth goes exactly where you want it to go can lead to much greater discomfort later on and have serious ramifications on everything from your ability to help your family members achieve their goals to the long-term success and sustainability of a family-owned business.
We specialize in helping our clients set up for the long-term family legacy.
#4: Protecting Your Wealth
We understand that you don’t just want to preserve your wealth against losses in the financial markets, you also need to protect your assets from being unjustly taken by a catastrophic loss, potential creditors, litigants, ex-spouses and children’s spouses, and even identity thieves.
Our successful wealth management planning also addresses wealth protection – controlling risks through business processes, employment agreements and legal forms of ownership.
#5: Donating Your Wealth
Perhaps you are like many investors and are looking to make meaningful charitable gifts in the most impactful way possible. Charitable giving comes with its own unique set of challenges, from selecting the appropriate means of giving to selecting causes and specific organizations that will have the biggest impact.
We will help you set up your gifting strategy for maximum effectiveness, while ensuring that your philanthropic objectives are in balance with your other key financial goals, such as retirement and the long-term financial security of your family.
Our wealth management strategy is comprehensive and highly effective.
Additional Services
As part of your overall wealth management and financial goals, we also provide expertise in enterprise transition, as well as customized insurance advice and sales.
Enterprise Transition
Business owners today are facing an unprecedented challenge as they contemplate their transition from an enterprise they founded to a financially rewarding exit with a proper succession structure in place. Fischer Financial Services has designed a plan involving critical assessment of five separate ‘transition pathways’ available to the business owners.
Insurance Services
In order to reduce significant risk to yourself and your family, it is imperative that your business insurance be done correctly and specific to your unique business. In addition, customized personal insurance plans protect individuals their families in case of unexpected injury, illness, or death. Fischer Financial offers expert services providing customized business insurance, as well as family insurance.
High net-worth individuals, families, and businesses expect top-level performance and results – and so does Fischer Financial Services. To achieve that, we work only with the best private wealth managers and network of professional advisors who are true professionals and love what they do.